Peer-to-peer companies don't offer workers' comp

Thanks to peer-to-peer companies, it's now easier than ever to support yourself without technically being an employee. Instead, you're just an independent contractor. You can often set your own schedule and, in that sense, control your wages.

One thing that is important to note, though, is that the peer-to-peer platform that you use doesn't consider you an employee and so it does not have to pay workers' compensation.

For example, perhaps you're thinking of driving for Uber, essentially using your car like a taxi. If you were employed by a taxi company, you'd have workers' comp, but Uber just considers itself a web platform that connects drivers and passengers, not an employer. Therefore, if you get hurt—perhaps you're punched in the face by a passenger, something that happens frighteningly often—you have to pay for the medical costs yourself. If you can't drive while you heal, they don't have to pay you money for lost wages.

The same is true for many other platforms. For instance, you could become a house cleaner using Homejoy and slip on an unsafe stairway in someone's home. You may be able to sue the homeowner, but Homejoy wouldn't pay you for the injury.

In the modern age, it's incredibly important to know what companies are obligated to do and what responsibility falls on contract workers. This can have a huge impact on what you can do, legally speaking, when you're hurt on the job. If you understand this from the beginning, you can take steps to protect yourself, such as getting excellent personal health coverage, but you don't want to be surprised by high medical bills you thought would be covered.

Source: Forbes, "What Happens To Uber Drivers And Other Sharing Economy Workers Injured On The Job?," Ellen Huet, accessed May 24, 2016

No Comments

Leave a comment
Comment Information

Initial consultation

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Contact Information

Office Location :

Andres Law Offices, PC LLO
809 N. 96th Street
Suite 100
Omaha, NE 68114

Phone: 402-491-4003
Fax: 402-491-4076
Omaha Law Office Map

Review Us
Andres Law Offices, PC LLO , 809 N. 96th Street, Suite 100, Omaha, NE 68114, United States