It goes without saying that you never want to file a workers' compensation claim. If you need to do so, it means that you have been injured on the job. Furthermore, it also means that you are unable to return to your position for the time being.
While you should do your best to avoid a workplace injury, it's important to note that your employer has some responsibilities as well.
First things first, your employer is more than likely required to carry workers' compensation coverage. Along with this, they must do all of the following:
-- Post a notice that they are in compliance with all state workers' compensation laws.
-- Provide immediate medical service to any employee who suffers an on-the-job injury.
-- Complete a report that details the accident and injury, and immediately mail it to the appropriate workers' compensation office.
Along with the above, here's something else to keep in mind: Employers are not permitted by law to retaliate against an employee for filing a workers' compensation claim.
If you are injured on the job, the only thing you should be worried about is receiving the necessary medical attention. Your health is priority number one for the meantime. Once you are stable and able to consider your next steps, it's time to learn more about the workers' compensation system and where you fit in.
If you file for benefits but receive a denial, make sure you find out why. An attorney who is experienced and knowledgeable in workers' compensation cases can be a great help when it comes to filing an appeal.
Source: FindLaw, "Workers' Comp: Employers' Responsibilities," accessed Oct. 27, 2016