How are My Medical Bills Paid if I Have a Claim?
Our Omaha workers’ compensation attorneys explain how medical benefits are paid and what to do if you have problems with your claim.
Workers’ compensation benefits in Nebraska act as a safety net. When on-the-job accidents result in serious injuries or when occupational illnesses happen, these benefits help cover your medical costs while reimbursing the lost wages you suffer. Our Omaha workers’ compensation attorneys explain how your medical bills are paid, what is all covered, and how to handle any problems that arise.
Medical Expenses Covered By Workers’ Compensation in Nebraska
Benefits available through the Nebraska Workers’ Compensation Court act as a form of insurance when workers are injured or become ill on the job. It is required by federal law but administered through the state. All employers in Nebraska with more than one employer must provide workers’ compensation insurance.
These cover costs related to your injury or illness, including time off work while you recover and any current or ongoing medical costs. This includes:
- Emergency medical care when on-the-job injuries happen;
- Visits to your family doctor or an employer-designated provider;
- Any diagnostic testing you require;
- Surgeries and other treatments;
- Medications, physical therapy, and any medical devices you require, such as a wheelchair;
- Transportation costs to and from doctor visits.
Making Sure Your Medical Costs are Paid
Medical costs you incur due to on-the-job injuries or occupational illnesses can quickly add up. Meanwhile, lost income can jeopardize your family’s financial security and prevent you from paying medical expenses and other costs.
Under Nebraska Workers’ Compensation Statutes, employers are legally required to cover these costs. You have the right to see your family doctor, or your employer may require you to visit one of their providers. Medical bills may be submitted either through your insurer or directly to your employer.
Insurers have strong motivation to pay these bills promptly, as they face fines and other penalties if they fail to do so. If they refuse payment, take the following steps:
- Contact your employer or insurer directly to find out what the issue is;
- Request informal dispute resolution if they refuse to pay your medical bills or fail to do so in a timely manner;
- File a petition through the court, explaining what is happening and how it impacts your family and your rights to Nebraska workers’ compensation benefits.
Contact Our Omaha Workers’ Compensation Attorneys Today
On-the-job injuries and occupational illnesses can take a heavy toll on your health. When you are unable to work as a result, workers’ compensation benefits provide a safety net. These help cover the cost of medical care and any lost wages you suffer.
Unfortunately, it is not uncommon for delays to happen or to have an insurer not pay your costs. Andres Law Offices, PC LLO, has extensive experience dealing with these companies and can protect your rights while getting you the benefits you are entitled to. Call or contact our office online and request a consultation with our Omaha workers’ compensation attorneys today.